:root{
  --ink:#1A1A2E; --muted:#6B6F80; --body:#3E4152; --line:#E3DFD6; --soft:#F1EDE4; --panel:#F7F4EE; --paper:#FCFAF6;
  --accent:#2F3BE6; --accent-dark:#2430C2; --accent-soft:#E8EAFF; --warn-bg:#FFF4D6; --warn-ink:#5B4600;
  --t-mint:#DDF5EA; --t-mint-ink:#0B6B4A; --t-lav:#E9E6FF; --t-lav-ink:#4A3FD6; --t-peach:#FFE7DA; --t-peach-ink:#B8441F; --t-sky:#DDEEFF; --t-sky-ink:#1D5FA8; --t-lemon:#FFF3C2; --t-lemon-ink:#8A6200; --t-rose:#FFE1EA; --t-rose-ink:#B3295A;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--paper);line-height:1.5}
h1,h2,.brand{font-family:"Sora",Inter,system-ui,sans-serif}
a{color:var(--accent)}a:hover{color:var(--accent-dark)}
h1,h2,h3{margin:0;line-height:1.15;letter-spacing:-.01em}
p{margin:0}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.narrow{max-width:560px;margin:0 auto;padding:0 20px}
.hidden{display:none !important}
.sr{position:absolute;left:-9999px}

/* header / footer */
.top{border-bottom:1px solid var(--line);background:var(--paper)}
.top .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:12px;padding-top:14px;padding-bottom:14px}
.brand{font-weight:800;font-size:20px;letter-spacing:-.02em;text-decoration:none;color:var(--ink);display:flex;align-items:center;gap:8px}
.brand i{width:26px;height:26px;border-radius:8px;background:linear-gradient(135deg,var(--accent),#7C3AED);display:inline-block;position:relative}
.brand i::after{content:"";position:absolute;left:7px;top:7px;width:12px;height:12px;border-radius:3px;background:#fff;opacity:.95}
.nav{display:flex;flex-wrap:wrap;gap:18px;font-size:15px;font-weight:500}
.nav a{text-decoration:none;color:var(--ink)}
footer{border-top:1px solid var(--line);margin-top:48px;background:var(--panel)}
footer .wrap{display:flex;flex-wrap:wrap;gap:8px 20px;padding-top:22px;padding-bottom:26px;font-size:13px;color:var(--muted)}
footer a{color:var(--muted);text-decoration:none}

/* buttons & inputs */
.btn{display:flex;align-items:center;justify-content:center;gap:10px;height:54px;padding:0 20px;border:0;border-radius:14px;background:var(--accent);color:#fff;font:600 17px Inter,system-ui,sans-serif;cursor:pointer;text-decoration:none;width:100%;box-shadow:0 6px 16px -8px rgba(47,59,230,.6);transition:transform .12s,box-shadow .12s}
.btn:active{transform:translateY(1px)}
.btn:hover{background:var(--accent-dark);color:#fff}
.btn:disabled{opacity:.55;cursor:not-allowed}
.btn.secondary{background:#fff;color:var(--ink);border:1px solid var(--line)}
.btn.secondary:hover{background:var(--panel);color:var(--ink)}
.btn.outline{background:#fff;color:var(--accent);border:1px solid var(--accent)}
.btn.small{height:44px;font-size:15px;width:auto}
.field{display:flex;flex-direction:column;gap:6px}
.field label,.field .lbl{font-size:14px;font-weight:600}
.field .opt{font-weight:400;color:var(--muted)}
.help{font-size:13px;color:var(--muted)}
.ok{font-size:13px;color:var(--accent);font-weight:500}
.err{font-size:13px;color:#B42318;font-weight:500}
input[type=text],input[type=tel],input[type=email],input[type=date],select,textarea{height:50px;width:100%;border:1px solid var(--line);border-radius:10px;padding:0 14px;font:16px Inter,system-ui,sans-serif;color:var(--ink);background:#fff}
textarea{height:auto;padding:12px 14px;resize:vertical}
input:focus,select:focus,textarea:focus{outline:2px solid var(--accent);outline-offset:1px;border-color:var(--accent)}
input[aria-invalid=true],textarea[aria-invalid=true]{border-color:#B42318}
.money{display:flex;align-items:center;height:54px;border:1px solid var(--line);border-radius:10px;padding:0 14px;gap:8px}
.money span{font-size:18px;color:var(--muted)}
.money input{border:0;height:auto;padding:0;font-weight:600;font-size:20px}
.money input:focus{outline:none}
.money:focus-within{outline:2px solid var(--accent);outline-offset:1px}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{flex:1 1 0;min-height:46px;padding:0 6px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);font:500 14px Inter,system-ui,sans-serif;cursor:pointer;white-space:nowrap}
.chip[aria-pressed=true]{border:2px solid var(--accent);background:var(--accent-soft);font-weight:600;color:var(--accent-dark)}
.chip.pill{flex:0 0 auto;border-radius:999px;min-height:40px}
.toggle{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:14px 16px;border:1px solid var(--line);border-radius:12px}
.toggle label{font-size:15px;font-weight:500}
.toggle input{width:22px;height:22px;accent-color:var(--accent);flex:0 0 auto}
.note{display:flex;gap:8px;align-items:flex-start;padding:12px;background:var(--warn-bg);border-radius:10px;font-size:13px;line-height:1.45;color:var(--warn-ink)}
.panel{padding:16px;background:var(--panel);border-radius:14px;display:flex;flex-direction:column;gap:12px}
.panel h3{font-size:15px}
.card{padding:18px;border:1px solid var(--line);border-radius:14px;display:flex;flex-direction:column;gap:10px}

/* home */
.hero{padding:36px 0 8px}
.hero h1{font-size:34px;margin-bottom:14px}
.hero p{font-size:17px;color:var(--body);max-width:620px;margin-bottom:18px}
.hero .btn{max-width:360px}
.grid3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:22px}
.tile{display:flex;flex-direction:column;align-items:center;gap:8px;padding:14px 8px;background:#fff;border:1px solid var(--line);border-radius:12px;text-align:center;font-size:13px;font-weight:600}
.steps{display:flex;flex-direction:column;gap:14px;margin-top:28px}
.step{display:flex;gap:14px;align-items:flex-start}
.num{flex:0 0 30px;height:30px;border-radius:15px;background:var(--ink);color:#fff;display:flex;align-items:center;justify-content:center;font-size:14px;font-weight:700}
.step b{display:block;font-size:15px}
.step span{font-size:14px;color:var(--muted)}
section{margin-top:32px}
section h2{font-size:20px;margin-bottom:12px}
.check{display:flex;gap:10px;align-items:flex-start;font-size:15px}
.check svg{flex:0 0 20px;margin-top:2px}
@media (max-width:640px){.grid3{grid-template-columns:repeat(3,minmax(0,1fr))}.tile{font-size:12px}.hero h1{font-size:30px}}

/* wizard */
.wiz-head{display:flex;align-items:center;gap:12px;padding:14px 0 0}
.back{width:44px;height:44px;border:0;background:transparent;border-radius:22px;display:flex;align-items:center;justify-content:center;cursor:pointer;margin-left:-10px}
.back:hover{background:var(--panel)}
.wiz-head .t{display:flex;flex-direction:column;gap:2px}
.wiz-head .t small{font-size:13px;font-weight:600;color:var(--muted)}
.wiz-head .t strong{font-size:18px}
.progress{display:flex;gap:6px;margin-top:12px}
.progress i{flex:1 1 0;height:4px;border-radius:2px;background:#E1E6EC}
.progress i.on{background:var(--accent)}
.wiz-body{display:flex;flex-direction:column;gap:18px;padding:22px 0 24px}
.wiz-foot{position:sticky;bottom:0;background:#fff;border-top:1px solid var(--soft);padding:14px 0 22px;display:flex;flex-direction:column;gap:10px}
.wiz-foot .help{text-align:center}

/* preview */
.paper{position:relative;overflow:hidden;background:#fff;border-radius:6px;box-shadow:0 1px 3px rgba(22,24,29,.12);padding:28px 24px;font-family:"Source Serif 4",Georgia,serif;font-size:14px;line-height:1.65}
.paper h2{text-align:center;font-size:17px;letter-spacing:1px;font-family:inherit}
.paper .sub{text-align:center;font-size:12px;color:var(--muted);margin-top:6px}
.paper p{margin-top:12px}
.paper .sig{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px;margin-top:28px}
.paper .sig div{border-top:1px solid var(--ink);padding-top:6px;font-size:12px}
.wm{position:absolute;left:-10%;width:120%;transform:rotate(-28deg);text-align:center;font:700 56px Inter,system-ui,sans-serif;letter-spacing:6px;color:rgba(154,103,0,.12);pointer-events:none;user-select:none}
.paybar{position:sticky;bottom:0;background:#fff;border-top:1px solid #E1E6EC;padding:14px 0 22px;display:flex;flex-direction:column;gap:10px}
.paybar .row{display:flex;align-items:baseline;justify-content:space-between}
.paybar .row b{font-size:15px}
.paybar .row strong{font-size:22px}
.secure{display:flex;align-items:center;justify-content:center;gap:8px;font-size:13px;color:var(--muted);text-align:center}

/* done */
.done-head{display:flex;flex-direction:column;align-items:center;gap:12px;padding:36px 0 0;text-align:center}
.done-head .ring{width:64px;height:64px;border-radius:32px;background:var(--accent-soft);display:flex;align-items:center;justify-content:center}
.done-head h1{font-size:26px}
.done-head p{font-size:15px;color:var(--muted)}
.dl{display:flex;flex-direction:column;gap:10px;margin-top:24px}

/* state pages */
.bc{font-size:13px;color:var(--muted);margin:24px 0 12px}
.cols{display:flex;flex-wrap:wrap;gap:40px;align-items:flex-start}
.main{flex:999 1 560px;min-width:0;display:flex;flex-direction:column;gap:28px}
.side{flex:1 1 300px;max-width:380px;padding:24px;border:1px solid var(--line);border-radius:16px;display:flex;flex-direction:column;gap:14px;box-shadow:0 2px 8px rgba(22,24,29,.06)}
.side h2{font-size:20px}
.facts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
.fact{padding:18px;background:var(--panel);border-radius:14px;display:flex;flex-direction:column;gap:6px}
.fact small{font-size:13px;font-weight:600;color:var(--muted)}
.fact b{font-size:19px}
.fact span{font-size:13px;color:var(--muted)}
.main h1{font-size:38px}
.main .lead{font-size:18px;color:var(--body);max-width:640px}
.main h2{font-size:24px}
.main ul{margin:0;padding-left:22px;font-size:16px;line-height:1.7;color:var(--body)}
.faq{padding:16px 0;border-top:1px solid #E1E6EC}
.faq:last-child{border-bottom:1px solid #E1E6EC}
.faq b{font-size:17px}
.faq p{margin-top:6px;font-size:15px;color:var(--body)}
.list{display:flex;flex-direction:column;gap:8px;font-size:14px;color:var(--body)}
.list div{display:flex;gap:8px;align-items:center}
@media (max-width:640px){.facts{grid-template-columns:1fr}.main h1{font-size:30px}}

/* plain pages */
.doc{max-width:720px;margin:0 auto;padding:32px 20px 0}
.doc h1{font-size:30px;margin-bottom:16px}
.doc h2{font-size:20px;margin:26px 0 8px}
.doc p,.doc li{font-size:16px;color:var(--body)}
.doc ul{padding-left:22px}